March 22, 2026 · 6 min read
GEICO Hail Damage Claims: Step-by-Step Guide for Texas Drivers
Complete walkthrough of the GEICO hail damage claim process: ARX photo estimates, supplements, deductibles, and shop choice in Lubbock, TX.

GEICO is one of the fastest carriers to process hail claims, but only if the documentation is right. Here’s the GEICO hail claim workflow we run for Lubbock customers.
Step 1: File the GEICO claim
Use the GEICO app, geico.com, or 1-800-841-3000. Mention hail damage (comprehensive).
Step 2: ARX or in-person inspection
GEICO often uses ARX (Auto Repair Xpress) photo estimates. We provide GEICO-friendly reflection photos and dent counts so the first estimate is complete.
Step 3: Supplement filing
Need help right now?
We start your hail claim, free.
We cover your deductible up to $1,000. We document the damage, work directly with your insurer, and put you in a free loaner the same day.
Hail damage almost always reveals more dents during teardown. We file the GEICO supplement so the entire repair is approved.
Step 4: Direct billing & loaner
We bill GEICO directly. You handle only your deductible and drive a free loaner during repair.
Read more on our GEICO hail repair page for Lubbock, TX or call (806) 724-6100.
Ready to start your claim?
Family-operated in Lubbock, TX. Our family has been doing auto hail repair and paint & body work since 2004. Free inspections, lifetime warranty, and 20 free loaner vehicles. Serving Lubbock, Levelland, Plainview, Brownfield & the South Plains.
Hail Hit Your Vehicle? Don’t Wait.
Free inspections. Free rental from our fleet. Returned fully detailed, good as new.
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