March 18, 2026 · 7 min read
State Farm Hail Damage Claims in Texas: What You Need to Know
Step-by-step guide to filing a State Farm hail damage claim in Texas: coverage, deductibles, Select Service, and your right to choose your repair shop.
State Farm is one of the most common carriers we work with in Lubbock. If you have a State Farm policy and your vehicle was damaged in a South Plains hail storm, here’s what to expect.
Does State Farm cover hail damage?
Yes, if your State Farm auto policy includes comprehensive coverage. Liability-only policies do not cover hail.
How to file a State Farm hail claim
Use the State Farm mobile app, your local agent, or 1-800-STATE-FARM. Tell them it’s a comprehensive hail claim in Lubbock, TX. Have your VIN and policy number ready.
Do I have to use a State Farm Select Service shop?
No. Texas law gives you the right to choose your own repair shop. Select Service is optional. We accept State Farm claims and handle the entire process.
Need help right now?
We start your hail claim, free.
We cover your deductible up to $1,000. We document the damage, work directly with your insurer, and put you in a free loaner the same day.
Will State Farm raise my rates?
Hail is comprehensive, not at-fault. Most State Farm customers don’t see a premium increase from a single hail claim, but policies vary.
How long does a State Farm hail repair take?
Inspection within 3–7 days, then 3–10 business days for paintless dent repair depending on dent count. We provide a free loaner during repair.
Ready to start? Visit our State Farm hail repair page for Lubbock, TX or call (806) 724-6100 for a free inspection.
Ready to start your claim?
Family-operated in Lubbock, TX. Our family has been doing auto hail repair and paint & body work since 2004. Free inspections, lifetime warranty, and 20 free loaner vehicles. Serving Lubbock, Levelland, Plainview, Brownfield & the South Plains.
Hail Hit Your Vehicle? Don’t Wait.
Free inspections. Free rental from our fleet. Returned fully detailed, good as new.
Keep reading
Hail Damage Repair Cost in Lubbock, TX (2025 Guide)
How much does hail damage repair cost in Lubbock, TX? Real numbers, what insurance covers, and how Hail Repair Pro covers your deductible up to $1,000.
Does Texas Insurance Cover Hail Damage? Everything You Need to Know
How Texas auto insurance handles hail damage claims, what comprehensive coverage means, and your right to choose your own repair shop.